hmmm
This mode of discussing by typing is very difficult. Sitting face to face and discussing makes things easier.
Ok, let me try to explain
Everything, accidents/lotteries bad luck/good luck happens according to probability. The least probable happen the least and most probable happen the most. If some one wins a lottery it is because of chance and not because God wanted him to.
Man turns to God (or creates God) to find answers. At times to get over his fear of death. At times to know why he is suffering and not others.

People, when they suffer they say "Why Me!" but I say "Why not Me!"
A fidaaeen blows himself up because he has been brainwashed into believing that if he blows himself up for the given cause, he is going to go and straight away meet Allah who will make him the chosen one with everlasting life in heaven.
I never heard God say what he wants, i have only heard men saying what he wants. So, my principle is simple - do the few good things that you can and be happy. If God likes me at the end of it good, else fine, i did what i could.
Quoting Rigveda doesnt mean I cant say man created God. Please see the intended meaning and not the words.

I dont claim knowledge of Rigveda. I read this statement as such and quoted it as such and I 100% believe and see the truth of the shaloka/mantra or whatever other thing it is called. Solutions to our problems/questions are available right here in this world, we just have to discover them. We gain nothing by running to God for everthing "God get me a promotion at job, God settle my family dispute, God give me peace....." We say ''God you are great, we are dust of your feet, i am offering a prasad of Rs 5000 - please get me the business contract of 1 crore".
If God was to give us everthing then why the hell did he give us physical and mental ability. We treat God like a local Don, Chaaplusi karo - fal milega.
Probability is something you try to dominate by your efforts and preparation and hard work but you cannot rule it. You are a hard worker but if a plane crashes on your head you cant do anything, the probability has won. Thats life, you cant do anything about it. So, work on things you can do something about and forget the rest. ie forget about the plane falling on your head.
Everytime i go on an adventure expedition, i know i am fighting against the probability of meeting with an accident and therefore i prepare like hell. I know that if something goes wrong i have to help myself, God will not come and help me.
I donot deny the existence of God but I dont agree with how people define him. If God has made the world, you bet, he has made a very scientific and logical world.
These are some of my views i am very comfortable with. Everybody has a right to differ. I am not claiming to be all knowledgable and just expressing my view just like we all are
So, Arun Sir, Dont worry and be happy.
Because one thing i am very sure about, we can control our happiness, irrespective of how much we have.