manish_tomer
New member
A Charlotte, NC, lawyer purchased a box of very rare and expensive
cigars, then insured them against fire among other things.
Within a month having smoked his entire stockpile of these great
cigars and without yet having made even his first premium payment
on the policy, the lawyer filed a claim against the insurance
company.
In his claim, the lawyer stated the cigars were lost "in a series
of small fires."
The insurance company refused to pay, citing the obvious reason:
that the man had consumed the cigars in the normal fashion.
The lawyer sued ... and won!!!
In delivering the ruling, the judge agreed with the insurance
company that the claim was frivolous. The Judge stated,
nevertheless, that the lawyer held a policy from the company in
which it had warranted that the cigars were insurable and also
guaranteed that it would insure them against fire, without defining
what is considered to be unacceptable fire, and was obligated to
pay the claim. Rather than endure lengthy and costly appeal
process, the insurance company accepted the ruling and paid $15,000
to the lawyer for his loss of the rare cigars lost in the "fires."
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!! With his own insurance claim and testimony
from the previous case being used against him, the lawyer was
convicted of intentionally burning his insured property and was
sentenced to 24 months in jail AND a $24,000 fine.
This is a true story and was the 1st place winner in the recent
Criminal Lawyers Award Contest.
cigars, then insured them against fire among other things.
Within a month having smoked his entire stockpile of these great
cigars and without yet having made even his first premium payment
on the policy, the lawyer filed a claim against the insurance
company.
In his claim, the lawyer stated the cigars were lost "in a series
of small fires."
The insurance company refused to pay, citing the obvious reason:
that the man had consumed the cigars in the normal fashion.
The lawyer sued ... and won!!!
In delivering the ruling, the judge agreed with the insurance
company that the claim was frivolous. The Judge stated,
nevertheless, that the lawyer held a policy from the company in
which it had warranted that the cigars were insurable and also
guaranteed that it would insure them against fire, without defining
what is considered to be unacceptable fire, and was obligated to
pay the claim. Rather than endure lengthy and costly appeal
process, the insurance company accepted the ruling and paid $15,000
to the lawyer for his loss of the rare cigars lost in the "fires."
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!! With his own insurance claim and testimony
from the previous case being used against him, the lawyer was
convicted of intentionally burning his insured property and was
sentenced to 24 months in jail AND a $24,000 fine.
This is a true story and was the 1st place winner in the recent
Criminal Lawyers Award Contest.