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Which stocks are you buying?
- Thread starter ajmer
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Got it. My mis-understanding.
Every investment has its own risks and rewards. I guess, in the real property investment, you are much better off if you are adding value to the property. This is especially true in America. For example, buy a raw property and get entitlements (building permit etc.) or upgrade the property, sub-divide it, build on it etc. Then you are almsot sure to make money. Just buying and holding on a property is as risky a business as investing and speculating on stocks.
It is true that making money in stocks is very difficult. In most cases, shareholders get the left-over money (if any) especially if you invest for long-term. It is left-over after the CEO and other officer's salaries, employee's stock purchase plans and employee stock options.
But in this age, you must have your hands in the equity market. Everything is turning into a equity market. In some area's even the real-estate is turning into equity market with big NYSE listed companies buying the entire land available and then build master-planned communities and managing the commercial real-state.
-ajmer
Every investment has its own risks and rewards. I guess, in the real property investment, you are much better off if you are adding value to the property. This is especially true in America. For example, buy a raw property and get entitlements (building permit etc.) or upgrade the property, sub-divide it, build on it etc. Then you are almsot sure to make money. Just buying and holding on a property is as risky a business as investing and speculating on stocks.
It is true that making money in stocks is very difficult. In most cases, shareholders get the left-over money (if any) especially if you invest for long-term. It is left-over after the CEO and other officer's salaries, employee's stock purchase plans and employee stock options.
But in this age, you must have your hands in the equity market. Everything is turning into a equity market. In some area's even the real-estate is turning into equity market with big NYSE listed companies buying the entire land available and then build master-planned communities and managing the commercial real-state.
-ajmer
Rajendra Kumar Kalkhunde (Sep 10, 2004 03:18 p.m.):
I agree Ajmer with you. What I ment was just the initial decision making process of investing and getting married and not the later on parts...
RK^2
Yes Ajmer..My logic is simple. What was right 100 years back in USA, has to be right some where on the Earth today also. All one has to do is to locate that place on the Earth which offers same opportunities today which were there to people like Rockfeler etc 100 yrs back in USA..This is the only way one can make large sums of money...else one will just get the leftovers like u have mentioned.
RK^2
RK^2
Now let me also add my 2 cents to this discussion.
1. WHy not invest in PPF get 8% return (investment is locked)
2. Invest in MF in India (Fees is lower and return are comparable to any other market abroad)
3. Invest in Vikas Patra (Post Office)..on 5 years they give 7% or sthg n thats tax free
4. Property : DOnt know much but everybody says its a gr8 investment
1. WHy not invest in PPF get 8% return (investment is locked)
2. Invest in MF in India (Fees is lower and return are comparable to any other market abroad)
3. Invest in Vikas Patra (Post Office)..on 5 years they give 7% or sthg n thats tax free
4. Property : DOnt know much but everybody says its a gr8 investment
sonalisingh
New member
Oh boy. Another dup. Sorry.
sonalisingh
New member
Sonali Singh (Sep 11, 2004 07:41 p.m.):
Abhimanyu:
o Not sure what PPF is (some sort of provident fund ?). But locked at 8% ! Ouch !
Just read somewhere that inflation in India is at around 8.2% ! Same issue with Vakas Patra (whatever that is...)
o If by MF you mean mutuals funds then I guess you are on the right track. Better still I would say to go with index funds. Just read somehwere that the NSE Sensex has returned around 18% since 1990...and that is AFTER inflation (before inflation it is about 25% or so). Wow !!
o Yes real estate is hot in India. Just around Delhi it has shot up like crazy within the last year so so...
Abhimanyu (Sep 11, 2004 08:08 a.m.):
Now let me also add my 2 cents to this discussion.
1. WHy not invest in PPF get 8% return (investment is locked)
2. Invest in MF in India (Fees is lower and return are comparable to any other market abroad)
3. Invest in Vikas Patra (Post Office)..on 5 years they give 7% or sthg n thats tax free
4. Property : DOnt know much but everybody says its a gr8 investment
sonalisingh
New member
dup
Now waz dup dup!! ya mhare samaj se bahar ke bhasha se ...
BTW MF is definately Mutual Fund n I guess templeton n other r giving good returns...
PPF: Public Provident fund n while calculating you shld also factor that this money is without tax so I guess than it might be good return though I am really bad with nos...guess thats why ended up as corporate lawyer
Property: I guess Rajender je is the best man around for that..I dont know much abt it
Lemme know if you have any more investment ideas
BTW MF is definately Mutual Fund n I guess templeton n other r giving good returns...
PPF: Public Provident fund n while calculating you shld also factor that this money is without tax so I guess than it might be good return though I am really bad with nos...guess thats why ended up as corporate lawyer
Property: I guess Rajender je is the best man around for that..I dont know much abt it
Lemme know if you have any more investment ideas
Let me put out two 'desi' based stocks for investment out there (Like a typical desi, you can call the desi CEO's up and get some scoop).
The first one I like is Insite Vision (AMEX: ISV). The CEO is a south Indian, Kumar Chandrashekharan..in the San Jose area by Sonali. The stock is down in the dumps because they almost ran out of money, but now have financing to bring their product to market. Their product is eye drops with Zithromax. Apparently Pfizer forgot to patent eye application for zithromax, and ISV jumped on it. The advantage of their product is that their delaivery system lets you apply eyedrops only once a day...as opposed to every three hour application for current eyedrops on the market. With all the publicity of overapplication of antibiotics...this might take over the antibiotic eyedrop market. The product is currently in Phase 3 trials.
The other microcap I find interesting is Tripath (NASD:TRPH) owned by Shri Tripathi. They have a unique digital sound amplifier product that's been accepted for all those flat screen TV product (Advantage..cheap light and small). The guy lives in San Jose near Sonali again
The first one I like is Insite Vision (AMEX: ISV). The CEO is a south Indian, Kumar Chandrashekharan..in the San Jose area by Sonali. The stock is down in the dumps because they almost ran out of money, but now have financing to bring their product to market. Their product is eye drops with Zithromax. Apparently Pfizer forgot to patent eye application for zithromax, and ISV jumped on it. The advantage of their product is that their delaivery system lets you apply eyedrops only once a day...as opposed to every three hour application for current eyedrops on the market. With all the publicity of overapplication of antibiotics...this might take over the antibiotic eyedrop market. The product is currently in Phase 3 trials.
The other microcap I find interesting is Tripath (NASD:TRPH) owned by Shri Tripathi. They have a unique digital sound amplifier product that's been accepted for all those flat screen TV product (Advantage..cheap light and small). The guy lives in San Jose near Sonali again
sonalisingh
New member
Risky stuff, I'd say. But maybe worth a couple of thousand worth of speculation. Especially on TRPH.
Problem with these kinda stock is low trading volume hence lower liquidity.
Of course, if one of these get media attention it can jump.
Regarding med stocks, these drug thing are just so unpredictable.
Problem with these kinda stock is low trading volume hence lower liquidity.
Of course, if one of these get media attention it can jump.
Regarding med stocks, these drug thing are just so unpredictable.
Vivek Singh Tomar (Sep 14, 2004 09:47 p.m.):
The first one I like is Insite Vision (AMEX: ISV).
The other microcap I find interesting is Tripath (NASD:TRPH) owned by Shri Tripathi. They
Sonali,
Had it been in the US it would be very easy....as I am a Realtor. We could use two methods:-
1) Pulled out comparables on the property, going rate of rent in the area of the city...and see what the property would actually give back in returns.
2) See what the property would sell for in That area of city, and the moneys invested in financial institutions would net.......
Taking a happy medium between the 2 methods....it would give you a rough idea.
Now, the trouble is, there are no comps avalable on computors that can be accessed in India....infact the Realtors are not even Licensed....so we have to take there word....since we come from Abroad...and trust them. ( thats the hard part)
Must keep in mind that when investment is made it has a 2 fold return. 1)It is immediate in cash form.....as rent. 2) Property annual appeciation.
You have to keep in mind that hypothetically if you had borrowed 1 or 2 million, what would you net after debt servicing....your rent should be more than that...and one must have positive cash flow.
Dont know if I am making sense ? Any questions....please write back.
Junnu
Had it been in the US it would be very easy....as I am a Realtor. We could use two methods:-
1) Pulled out comparables on the property, going rate of rent in the area of the city...and see what the property would actually give back in returns.
2) See what the property would sell for in That area of city, and the moneys invested in financial institutions would net.......
Taking a happy medium between the 2 methods....it would give you a rough idea.
Now, the trouble is, there are no comps avalable on computors that can be accessed in India....infact the Realtors are not even Licensed....so we have to take there word....since we come from Abroad...and trust them. ( thats the hard part)
Must keep in mind that when investment is made it has a 2 fold return. 1)It is immediate in cash form.....as rent. 2) Property annual appeciation.
You have to keep in mind that hypothetically if you had borrowed 1 or 2 million, what would you net after debt servicing....your rent should be more than that...and one must have positive cash flow.
Dont know if I am making sense ? Any questions....please write back.
Junnu
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